Are you thinking of getting a lump sum by selling structured settlement payments? If you need immediate cash for a current purchase or investment, selling annuity payments may be a good financial move.

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Consumers choose to sell structured settlements for many reasons. While many sell their payments to help with college tuition, debt reduction, medical expenses mortgage payments, most people sell their settlement to gain financial flexibility when personal or financial needs change. 

However, consumers often are unaware of their options when selling structured settlements.

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Selling Structured Settlements May Be Risky – Exercise Caution

Companies that purchase structured settlements and annuities profit by giving sellers huge lump sums that are actually smaller than the discounted face value of the payments.

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Why Buy Structured Settlement Payments?

Whenever an individual receiving periodic payments under a structured settlement wishes to sell some or all of his future payments for a lump sum of, the cash flows are sold at a discount in exchange for the lump sum payment. This discounted structured settlement is then available for sale to those who buy settlement payments. This way of acquiring the payment streams at a discount directly from the seller is how the buyer receives very favorable yields. This transaction is normally facilitated by a financial broker on behalf of the seller (or annuitant) and the buyer.

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What Are Structured Settlements?

In today’s litigious society, one may easily find themselves in possession of a structured settlement. Structured settlements are long-term payoffs of successful lawsuits. The settlement payout normally lasts many years to prevent the defendant from going bankrupt.

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